Interesting… I was looking at one such loan for RateLadder that he told me had been sold to a debt buyer. On the site it appeared it had been marked as a repurchase, I could have sworn that in the data export it showed up as a default. Therefore it behaved as it should have within the ROI calculation. However, I took a look at the detail for your account, and they have indeed been marked as repurchased loans. In fact, none of your loans show up as defaults and according to the data you have three repurchased loans.

I suppose it’s something else that needs to be added to the list of issues with my ROI calculation. Of course, this one isn’t my fault. There’s nothing I can do about Prosper flagging them as repurchased loans when in reality they are defaults. Perhaps they might be able to do something in the future to resolve this issue. Perhaps a new status to add (Repurchased by Debt Buyer)? Even if they do want to mark them as repurchased loans, they could at least display the proper NetDefaults value in the LoanPerformance table. Thanks very much for bringing it to my attention.

Interesting… I was looking at one such loan for RateLadder that he told me had been sold to a debt buyer. On the site it appeared it had been marked as a repurchase, I could have sworn that in the data export it showed up as a default. Therefore it behaved as it should have within the ROI calculation. However, I took a look at the detail for your account, and they have indeed been marked as repurchased loans. In fact, none of your loans show up as defaults and according to the data you have three repurchased loans.

I suppose it's something else that needs to be added to the list of issues with my ROI calculation. Of course, this one isn't my fault. There's nothing I can do about Prosper flagging them as repurchased loans when in reality they are defaults. Perhaps they might be able to do something in the future to resolve this issue. Perhaps a new status to add (Repurchased by Debt Buyer)? Even if they do want to mark them as repurchased loans, they could at least display the proper NetDefaults value in the LoanPerformance table. Thanks very much for bringing it to my attention.

There are some subtle differences in the syntax between MySQL and SQL Server, but it should be doable. You’ll need to use regular tables instead of temp tables and table variables as I’ve done. It may take a bit of work to get the reinvestment cursor coded for MySQL as well.

There are some subtle differences in the syntax between MySQL and SQL Server, but it should be doable. You'll need to use regular tables instead of temp tables and table variables as I've done. It may take a bit of work to get the reinvestment cursor coded for MySQL as well.